Some shoppers were out today excited about the sales, others came out just to use a gift card and make returns, but most were over the holiday rush.
Katy Hudson, the president of Consumer Credit Counseling Service said, "now is the time to start making a plan and really think about getting out of debt. Set a budget, take a good hard look at your income and your expenses and look into the future. Start looking towards next Christmas. Now would be a really great time for people to start setting aside some money every month, what ever your Christmas budget is, divide it by 12 and start setting it aside now."
Katy Hudson says if you are making returns, try and get store credit or gift cards if you can, and save them for sometime down the road like a birthday or anniversary.
